Call reports 2014
PREVAIL BANK — 2014
What PREVAIL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 619,197,000 | 621,222,000 | 622,629,000 | 619,962,000 |
| Total loans | 376,451,000 | 375,026,000 | 372,785,000 | 371,221,000 |
| Allowance for loan losses | 800,000 | 800,000 | 800,000 | 800,000 |
| Securities available for sale | 204,870,000 | 205,207,000 | 213,411,000 | 211,396,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 503,516,000 | 503,373,000 | 503,630,000 | 498,902,000 |
| Interest-bearing deposits | 495,440,000 | 495,075,000 | 493,798,000 | 488,305,000 |
| Noninterest-bearing deposits | 8,076,000 | 8,298,000 | 9,832,000 | 10,597,000 |
| Equity capital | 115,212,000 | 116,965,000 | 117,683,000 | 119,306,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,615,000 | 9,070,000 | 13,574,000 | 18,066,000 |
| Interest expense | 803,000 | 1,589,000 | 2,372,000 | 3,144,000 |
| Net interest income | 3,812,000 | 7,481,000 | 11,202,000 | 14,922,000 |
| Noninterest income | 46,000 | 70,000 | 177,000 | 213,000 |
| Noninterest expense | 1,941,000 | 4,070,000 | 6,033,000 | 8,213,000 |
| Provision for loan losses | 7,000 | 23,000 | 52,000 | 67,000 |
| Pretax income | 424,000 | 1,565,000 | 2,619,000 | 4,015,000 |
| Income tax | 108,000 | 499,000 | 838,000 | 1,321,000 |
| Net income | 316,000 | 1,066,000 | 1,781,000 | 2,694,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 116,422,000 | 117,172,000 | 117,887,000 | 118,800,000 |
| Total capital | 117,222,000 | 117,972,000 | 118,687,000 | 119,600,000 |
| Risk-weighted assets | 241,737,000 | 239,989,000 | 239,979,000 | 239,194,000 |
Machine access — free, no API key
Every figure shown here about PREVAIL BANK — 2014 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.