Call reports 2025
GRANDVIEW BANK — 2025
What GRANDVIEW BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 679,632,000 | 677,153,000 | 717,884,000 | 690,146,000 |
| Total loans | 495,627,000 | 499,335,000 | 516,529,000 | 533,160,000 |
| Allowance for loan losses | 6,139,000 | 6,171,000 | 6,322,000 | 6,475,000 |
| Securities available for sale | 64,084,000 | 60,310,000 | 55,324,000 | 55,579,000 |
| Securities held to maturity | 5,000,000 | 5,000,000 | 5,000,000 | 5,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 602,773,000 | 605,365,000 | 640,816,000 | 608,891,000 |
| Interest-bearing deposits | 352,597,000 | 362,030,000 | 377,033,000 | 356,067,000 |
| Noninterest-bearing deposits | 250,176,000 | 243,335,000 | 263,783,000 | 252,824,000 |
| Equity capital | 64,568,000 | 68,199,000 | 72,998,000 | 77,077,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 10,232,000 | 20,994,000 | 32,213,000 | 43,386,000 |
| Interest expense | 2,820,000 | 5,786,000 | 8,847,000 | 11,574,000 |
| Net interest income | 7,412,000 | 15,208,000 | 23,366,000 | 31,812,000 |
| Noninterest income | 398,000 | 799,000 | 1,236,000 | 1,642,000 |
| Noninterest expense | 3,306,000 | 6,754,000 | 10,102,000 | 13,528,000 |
| Provision for loan losses | 400,000 | 575,000 | 825,000 | 1,047,000 |
| Pretax income | 4,104,000 | 8,683,000 | 13,480,000 | 18,484,000 |
| Income tax | 839,000 | 1,776,000 | 2,763,000 | 3,797,000 |
| Net income | 3,265,000 | 6,907,000 | 10,717,000 | 14,687,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,786,000 | 71,428,000 | 75,238,000 | 79,208,000 |
| Total capital | 72,718,000 | 76,652,000 | 80,621,000 | 84,950,000 |
| Risk-weighted assets | 392,783,000 | 416,391,000 | 428,860,000 | 457,653,000 |