Call reports 2024
GRANDVIEW BANK — 2024
What GRANDVIEW BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 608,423,000 | 641,686,000 | 653,964,000 | 657,993,000 |
| Total loans | 408,290,000 | 422,164,000 | 432,393,000 | 454,045,000 |
| Allowance for loan losses | 5,064,000 | 5,274,000 | 5,524,000 | 5,794,000 |
| Securities available for sale | 66,382,000 | 66,185,000 | 63,669,000 | 64,798,000 |
| Securities held to maturity | 5,000,000 | 5,000,000 | 5,000,000 | 5,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 548,800,000 | 579,759,000 | 584,517,000 | 586,633,000 |
| Interest-bearing deposits | 295,382,000 | 324,433,000 | 337,962,000 | 335,965,000 |
| Noninterest-bearing deposits | 253,418,000 | 255,326,000 | 246,555,000 | 250,668,000 |
| Equity capital | 48,062,000 | 51,455,000 | 58,803,000 | 60,444,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 9,658,000 | 19,313,000 | 29,576,000 | 39,855,000 |
| Interest expense | 2,516,000 | 5,363,000 | 8,580,000 | 11,582,000 |
| Net interest income | 7,142,000 | 13,950,000 | 20,996,000 | 28,273,000 |
| Noninterest income | 1,712,000 | 2,111,000 | 5,999,000 | 6,415,000 |
| Noninterest expense | 2,877,000 | 5,904,000 | 9,016,000 | 12,196,000 |
| Provision for loan losses | 300,000 | 500,000 | 800,000 | 1,100,000 |
| Pretax income | 5,677,000 | 9,657,000 | 17,129,000 | 21,242,000 |
| Income tax | 1,206,000 | 1,993,000 | 3,535,000 | 4,369,000 |
| Net income | 4,471,000 | 7,664,000 | 13,594,000 | 16,873,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,120,000 | 55,313,000 | 61,243,000 | 64,521,000 |
| Total capital | 56,279,000 | 59,597,000 | 66,047,000 | 69,561,000 |
| Risk-weighted assets | 331,324,000 | 341,297,000 | 383,055,000 | 401,798,000 |