Call reports 2023
GRANDVIEW BANK — 2023
What GRANDVIEW BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 489,493,000 | 498,088,000 | 529,542,000 | 613,449,000 |
| Total loans | 314,304,000 | 325,669,000 | 324,451,000 | 388,357,000 |
| Allowance for loan losses | 4,188,000 | 4,473,000 | 4,558,000 | 4,774,000 |
| Securities available for sale | 70,789,000 | 69,496,000 | 65,665,000 | 68,705,000 |
| Securities held to maturity | 5,000,000 | 5,000,000 | 5,000,000 | 5,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 441,843,000 | 449,793,000 | 480,393,000 | 559,454,000 |
| Interest-bearing deposits | 245,378,000 | 259,269,000 | 269,020,000 | 280,579,000 |
| Noninterest-bearing deposits | 196,465,000 | 190,524,000 | 211,373,000 | 278,875,000 |
| Equity capital | 37,462,000 | 38,521,000 | 39,187,000 | 43,862,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,963,000 | 12,539,000 | 19,484,000 | 28,078,000 |
| Interest expense | 1,164,000 | 2,757,000 | 4,758,000 | 7,161,000 |
| Net interest income | 4,799,000 | 9,782,000 | 14,726,000 | 20,917,000 |
| Noninterest income | 667,000 | 1,067,000 | 1,449,000 | 1,860,000 |
| Noninterest expense | 2,603,000 | 5,219,000 | 8,101,000 | 10,957,000 |
| Provision for loan losses | 250,000 | 550,000 | 750,000 | 1,017,000 |
| Pretax income | 2,531,000 | 4,998,000 | 7,142,000 | 10,563,000 |
| Income tax | 507,000 | 990,000 | 1,429,000 | 2,133,000 |
| Net income | 2,024,000 | 4,008,000 | 5,713,000 | 8,430,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,242,000 | 43,227,000 | 44,932,000 | 47,649,000 |
| Total capital | 44,663,000 | 46,804,000 | 48,662,000 | 51,544,000 |
| Risk-weighted assets | 272,607,000 | 284,929,000 | 297,183,000 | 310,220,000 |