Call reports 2022
GRANDVIEW BANK — 2022
What GRANDVIEW BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 424,280,000 | 450,484,000 | 473,769,000 | 473,512,000 |
| Total loans | 239,239,000 | 274,811,000 | 286,382,000 | 303,951,000 |
| Allowance for loan losses | 3,286,000 | 3,527,000 | 3,820,000 | 3,955,000 |
| Securities available for sale | 63,876,000 | 62,897,000 | 65,029,000 | 69,344,000 |
| Securities held to maturity | 0 | 5,000,000 | 5,000,000 | 5,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 382,427,000 | 409,650,000 | 431,728,000 | 429,310,000 |
| Interest-bearing deposits | 197,883,000 | 217,315,000 | 232,795,000 | 229,222,000 |
| Noninterest-bearing deposits | 184,544,000 | 192,335,000 | 198,933,000 | 200,088,000 |
| Equity capital | 32,469,000 | 31,713,000 | 32,741,000 | 34,711,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,691,000 | 7,890,000 | 13,067,000 | 18,835,000 |
| Interest expense | 181,000 | 380,000 | 783,000 | 1,575,000 |
| Net interest income | 3,510,000 | 7,510,000 | 12,284,000 | 17,260,000 |
| Noninterest income | 330,000 | 668,000 | 985,000 | 1,350,000 |
| Noninterest expense | 2,100,000 | 4,353,000 | 6,806,000 | 9,791,000 |
| Provision for loan losses | 200,000 | 500,000 | 800,000 | 1,000,000 |
| Pretax income | 1,540,000 | 3,322,000 | 5,661,000 | 7,817,000 |
| Income tax | 301,000 | 644,000 | 1,123,000 | 1,554,000 |
| Net income | 1,239,000 | 2,678,000 | 4,538,000 | 6,263,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,194,000 | 35,633,000 | 37,494,000 | 39,219,000 |
| Total capital | 37,049,000 | 38,664,000 | 40,697,000 | 42,518,000 |
| Risk-weighted assets | 228,000,000 | 241,945,000 | 255,604,000 | 262,985,000 |