Call reports 2021
GRANDVIEW BANK — 2021
What GRANDVIEW BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 338,771,000 | 383,278,000 | 399,631,000 | 396,191,000 |
| Total loans | 207,799,000 | 207,109,000 | 210,338,000 | 224,093,000 |
| Allowance for loan losses | 2,580,000 | 2,713,000 | 2,912,000 | 3,083,000 |
| Securities available for sale | 41,324,000 | 53,195,000 | 60,798,000 | 62,450,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 298,992,000 | 342,388,000 | 357,414,000 | 353,500,000 |
| Interest-bearing deposits | 167,401,000 | 181,510,000 | 183,463,000 | 189,898,000 |
| Noninterest-bearing deposits | 131,591,000 | 160,878,000 | 173,951,000 | 163,602,000 |
| Equity capital | 30,396,000 | 31,607,000 | 33,145,000 | 33,795,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,299,000 | 6,652,000 | 10,402,000 | 13,918,000 |
| Interest expense | 189,000 | 382,000 | 569,000 | 746,000 |
| Net interest income | 3,110,000 | 6,270,000 | 9,833,000 | 13,172,000 |
| Noninterest income | 288,000 | 795,000 | 1,125,000 | 1,435,000 |
| Noninterest expense | 1,724,000 | 3,533,000 | 5,388,000 | 7,399,000 |
| Provision for loan losses | 200,000 | 375,000 | 575,000 | 775,000 |
| Pretax income | 1,474,000 | 3,157,000 | 4,995,000 | 6,433,000 |
| Income tax | 287,000 | 619,000 | 979,000 | 1,261,000 |
| Net income | 1,187,000 | 2,538,000 | 4,016,000 | 5,172,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,970,000 | 30,322,000 | 31,800,000 | 32,956,000 |
| Total capital | 31,270,000 | 32,677,000 | 34,159,000 | 35,529,000 |
| Risk-weighted assets | 183,680,000 | 188,016,000 | 188,158,000 | 205,317,000 |