Call reports 2020
GRANDVIEW BANK — 2020
What GRANDVIEW BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 266,664,000 | 292,056,000 | 298,565,000 | 301,627,000 |
| Total loans | 171,220,000 | 192,090,000 | 197,115,000 | 203,818,000 |
| Allowance for loan losses | 1,977,000 | 2,175,000 | 2,224,000 | 2,429,000 |
| Securities available for sale | 48,293,000 | 45,602,000 | 43,840,000 | 41,846,000 |
| Securities held to maturity | 289,000 | 289,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 240,329,000 | 255,516,000 | 260,979,000 | 263,404,000 |
| Interest-bearing deposits | 142,805,000 | 148,950,000 | 134,070,000 | 142,339,000 |
| Noninterest-bearing deposits | 97,524,000 | 106,566,000 | 126,909,000 | 121,065,000 |
| Equity capital | 25,456,000 | 27,281,000 | 28,326,000 | 29,339,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,165,000 | 6,155,000 | 9,119,000 | 12,375,000 |
| Interest expense | 295,000 | 570,000 | 844,000 | 1,035,000 |
| Net interest income | 2,870,000 | 5,585,000 | 8,275,000 | 11,340,000 |
| Noninterest income | 265,000 | 525,000 | 807,000 | 1,079,000 |
| Noninterest expense | 1,609,000 | 3,191,000 | 4,806,000 | 6,449,000 |
| Provision for loan losses | 300,000 | 500,000 | 700,000 | 950,000 |
| Pretax income | 1,373,000 | 2,660,000 | 3,835,000 | 5,288,000 |
| Income tax | 266,000 | 512,000 | 732,000 | 1,017,000 |
| Net income | 1,107,000 | 2,148,000 | 3,103,000 | 4,271,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,619,000 | 25,660,000 | 26,615,000 | 27,784,000 |
| Total capital | 26,501,000 | 27,682,000 | 28,758,000 | 30,071,000 |
| Risk-weighted assets | 150,472,000 | 161,574,000 | 171,371,000 | 182,794,000 |