Call reports 2019
GRANDVIEW BANK — 2019
What GRANDVIEW BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 205,688,000 | 223,061,000 | 229,193,000 | 258,775,000 |
| Total loans | 125,576,000 | 139,022,000 | 143,819,000 | 165,515,000 |
| Allowance for loan losses | 1,537,000 | 1,604,000 | 1,648,000 | 1,732,000 |
| Securities available for sale | 57,051,000 | 53,774,000 | 50,578,000 | 51,259,000 |
| Securities held to maturity | 288,000 | 288,000 | 288,000 | 288,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,016,000 | 200,807,000 | 205,497,000 | 233,836,000 |
| Interest-bearing deposits | 117,824,000 | 125,042,000 | 130,566,000 | 136,785,000 |
| Noninterest-bearing deposits | 67,192,000 | 75,765,000 | 74,931,000 | 97,051,000 |
| Equity capital | 20,280,000 | 21,917,000 | 23,199,000 | 24,421,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,337,000 | 4,903,000 | 7,608,000 | 10,534,000 |
| Interest expense | 232,000 | 540,000 | 876,000 | 1,169,000 |
| Net interest income | 2,105,000 | 4,363,000 | 6,732,000 | 9,365,000 |
| Noninterest income | 263,000 | 530,000 | 800,000 | 1,056,000 |
| Noninterest expense | 1,239,000 | 2,514,000 | 3,816,000 | 5,225,000 |
| Provision for loan losses | 50,000 | 150,000 | 225,000 | 325,000 |
| Pretax income | 1,079,000 | 2,246,000 | 3,508,000 | 4,888,000 |
| Income tax | 195,000 | 415,000 | 654,000 | 918,000 |
| Net income | 884,000 | 1,831,000 | 2,854,000 | 3,970,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,426,000 | 21,373,000 | 22,396,000 | 23,513,000 |
| Total capital | 21,963,000 | 22,977,000 | 24,044,000 | 25,245,000 |
| Risk-weighted assets | 128,823,000 | 134,087,000 | 138,059,000 | 161,037,000 |