Call reports 2018
GRANDVIEW BANK — 2018
What GRANDVIEW BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 200,651,000 | 207,759,000 | 208,294,000 | 202,974,000 |
| Total loans | 112,541,000 | 113,688,000 | 114,463,000 | 123,919,000 |
| Allowance for loan losses | 1,357,000 | 1,379,000 | 1,359,000 | 1,494,000 |
| Securities available for sale | 54,593,000 | 57,981,000 | 59,569,000 | 57,738,000 |
| Securities held to maturity | 288,000 | 288,000 | 288,000 | 288,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,207,000 | 189,462,000 | 189,191,000 | 183,874,000 |
| Interest-bearing deposits | 112,971,000 | 115,595,000 | 117,226,000 | 117,466,000 |
| Noninterest-bearing deposits | 70,236,000 | 73,867,000 | 71,965,000 | 66,408,000 |
| Equity capital | 16,142,000 | 16,948,000 | 17,677,000 | 18,816,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,994,000 | 4,126,000 | 6,357,000 | 8,648,000 |
| Interest expense | 124,000 | 272,000 | 428,000 | 623,000 |
| Net interest income | 1,870,000 | 3,854,000 | 5,929,000 | 8,025,000 |
| Noninterest income | 240,000 | 464,000 | 713,000 | 1,011,000 |
| Noninterest expense | 1,073,000 | 2,173,000 | 3,342,000 | 4,544,000 |
| Provision for loan losses | 40,000 | 80,000 | 130,000 | 355,000 |
| Pretax income | 997,000 | 2,065,000 | 3,170,000 | 4,137,000 |
| Income tax | 204,000 | 400,000 | 593,000 | 769,000 |
| Net income | 793,000 | 1,665,000 | 2,577,000 | 3,368,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,968,000 | 17,840,000 | 18,751,000 | 19,630,000 |
| Total capital | 18,325,000 | 19,219,000 | 20,110,000 | 21,124,000 |
| Risk-weighted assets | 112,600,000 | 114,523,000 | 118,557,000 | 127,178,000 |