Call reports 2017
GRANDVIEW BANK — 2017
What GRANDVIEW BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 181,409,000 | 181,724,000 | 209,234,000 | 194,997,000 |
| Total loans | 104,319,000 | 107,150,000 | 109,096,000 | 110,882,000 |
| Allowance for loan losses | 1,267,000 | 1,254,000 | 1,292,000 | 1,336,000 |
| Securities available for sale | 51,144,000 | 52,046,000 | 51,204,000 | 54,059,000 |
| Securities held to maturity | 714,000 | 713,000 | 288,000 | 288,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,970,000 | 162,868,000 | 191,693,000 | 177,535,000 |
| Interest-bearing deposits | 91,079,000 | 89,440,000 | 93,698,000 | 108,738,000 |
| Noninterest-bearing deposits | 71,891,000 | 73,428,000 | 97,994,000 | 68,797,000 |
| Equity capital | 16,943,000 | 17,559,000 | 16,234,000 | 16,273,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,756,000 | 3,567,000 | 5,450,000 | 7,422,000 |
| Interest expense | 86,000 | 172,000 | 251,000 | 343,000 |
| Net interest income | 1,670,000 | 3,395,000 | 5,199,000 | 7,079,000 |
| Noninterest income | 230,000 | 446,000 | 673,000 | 915,000 |
| Noninterest expense | 1,044,000 | 2,125,000 | 4,695,000 | 5,789,000 |
| Provision for loan losses | 40,000 | 110,000 | 250,000 | 350,000 |
| Pretax income | 816,000 | 1,636,000 | 957,000 | 1,885,000 |
| Income tax | 237,000 | 470,000 | 195,000 | 467,000 |
| Net income | 579,000 | 1,166,000 | 762,000 | 1,418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,130,000 | 17,306,000 | 15,909,000 | 16,565,000 |
| Total capital | 18,397,000 | 18,560,000 | 17,201,000 | 17,901,000 |
| Risk-weighted assets | 102,977,000 | 104,971,000 | 105,856,000 | 109,133,000 |