Call reports 2016
GRANDVIEW BANK — 2016
What GRANDVIEW BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 165,681,000 | 168,427,000 | 182,049,000 | 181,328,000 |
| Total loans | 102,191,000 | 102,683,000 | 106,410,000 | 105,877,000 |
| Allowance for loan losses | 1,257,000 | 1,274,000 | 1,262,000 | 1,290,000 |
| Securities available for sale | 37,403,000 | 44,003,000 | 48,179,000 | 48,182,000 |
| Securities held to maturity | 716,000 | 716,000 | 715,000 | 714,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,663,000 | 150,261,000 | 163,230,000 | 163,796,000 |
| Interest-bearing deposits | 90,593,000 | 92,310,000 | 93,054,000 | 92,690,000 |
| Noninterest-bearing deposits | 57,070,000 | 57,951,000 | 70,176,000 | 71,106,000 |
| Equity capital | 16,365,000 | 16,652,000 | 17,271,000 | 16,266,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,641,000 | 3,314,000 | 5,022,000 | 6,801,000 |
| Interest expense | 95,000 | 191,000 | 289,000 | 384,000 |
| Net interest income | 1,546,000 | 3,123,000 | 4,733,000 | 6,417,000 |
| Noninterest income | 251,000 | 504,000 | 733,000 | 977,000 |
| Noninterest expense | 1,065,000 | 2,116,000 | 3,157,000 | 4,191,000 |
| Provision for loan losses | 30,000 | 55,000 | 55,000 | 105,000 |
| Pretax income | 706,000 | 1,486,000 | 2,336,000 | 3,180,000 |
| Income tax | 204,000 | 432,000 | 682,000 | 928,000 |
| Net income | 502,000 | 1,054,000 | 1,654,000 | 2,252,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,687,000 | 15,878,000 | 16,478,000 | 16,576,000 |
| Total capital | 16,883,000 | 17,097,000 | 17,740,000 | 17,866,000 |
| Risk-weighted assets | 95,587,000 | 97,462,000 | 101,887,000 | 103,892,000 |