Call reports 2015
GRANDVIEW BANK — 2015
What GRANDVIEW BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 147,767,000 | 153,111,000 | 153,876,000 | 157,225,000 |
| Total loans | 97,320,000 | 100,920,000 | 103,695,000 | 101,207,000 |
| Allowance for loan losses | 1,241,000 | 1,223,000 | 1,229,000 | 1,237,000 |
| Securities available for sale | 25,565,000 | 27,309,000 | 29,063,000 | 34,754,000 |
| Securities held to maturity | 719,000 | 718,000 | 718,000 | 717,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,223,000 | 136,684,000 | 136,818,000 | 140,185,000 |
| Interest-bearing deposits | 87,870,000 | 87,318,000 | 87,728,000 | 87,120,000 |
| Noninterest-bearing deposits | 43,353,000 | 49,366,000 | 49,090,000 | 53,065,000 |
| Equity capital | 14,927,000 | 14,972,000 | 15,543,000 | 15,681,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,554,000 | 3,140,000 | 4,777,000 | 6,442,000 |
| Interest expense | 96,000 | 192,000 | 290,000 | 386,000 |
| Net interest income | 1,458,000 | 2,948,000 | 4,487,000 | 6,056,000 |
| Noninterest income | 224,000 | 428,000 | 643,000 | 889,000 |
| Noninterest expense | 1,033,000 | 2,099,000 | 3,159,000 | 4,204,000 |
| Provision for loan losses | 0 | 30,000 | 60,000 | 110,000 |
| Pretax income | 649,000 | 1,294,000 | 1,969,000 | 2,689,000 |
| Income tax | 177,000 | 371,000 | 568,000 | 778,000 |
| Net income | 472,000 | 923,000 | 1,401,000 | 1,911,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,221,000 | 14,477,000 | 14,907,000 | 15,157,000 |
| Total capital | 15,232,000 | 15,645,000 | 16,109,000 | 16,333,000 |
| Risk-weighted assets | 89,820,000 | 93,373,000 | 96,124,000 | 94,015,000 |