Call reports 2025
BANK OF MONTANA — 2025
What BANK OF MONTANA reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 326,582,000 | 303,384,000 | 331,210,000 | 285,127,000 |
| Total loans | 82,924,000 | 79,899,000 | 77,370,000 | 77,296,000 |
| Allowance for loan losses | 468,000 | 483,000 | 425,000 | 421,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 298,887,000 | 271,715,000 | 301,107,000 | 254,526,000 |
| Interest-bearing deposits | 104,978,000 | 127,250,000 | 134,381,000 | 117,683,000 |
| Noninterest-bearing deposits | 193,909,000 | 144,465,000 | 166,726,000 | 136,843,000 |
| Equity capital | 27,580,000 | 30,753,000 | 28,875,000 | 30,497,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,749,000 | 7,906,000 | 11,751,000 | 15,773,000 |
| Interest expense | 792,000 | 1,699,000 | 2,748,000 | 3,745,000 |
| Net interest income | 2,957,000 | 6,207,000 | 9,003,000 | 12,028,000 |
| Noninterest income | 671,000 | 1,416,000 | 2,615,000 | 3,332,000 |
| Noninterest expense | 861,000 | 1,670,000 | 2,449,000 | 4,567,000 |
| Provision for loan losses | -3,000 | 12,000 | -46,000 | -50,000 |
| Pretax income | 2,767,000 | 5,939,000 | 9,219,000 | 10,841,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,767,000 | 5,939,000 | 9,219,000 | 10,841,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,580,000 | 30,753,000 | 28,875,000 | 30,497,000 |
| Total capital | 28,077,000 | 31,262,000 | 29,322,000 | 30,943,000 |
| Risk-weighted assets | 88,129,000 | 85,695,000 | 80,940,000 | 81,329,000 |