Call reports 2024
BANK OF MONTANA — 2024
What BANK OF MONTANA reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 307,040,000 | 296,868,000 | 322,139,000 | 253,272,000 |
| Total loans | 89,814,000 | 89,502,000 | 88,243,000 | 91,303,000 |
| Allowance for loan losses | 559,000 | 530,000 | 487,000 | 471,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 278,399,000 | 268,393,000 | 285,263,000 | 225,678,000 |
| Interest-bearing deposits | 82,663,000 | 84,941,000 | 84,812,000 | 109,920,000 |
| Noninterest-bearing deposits | 195,736,000 | 183,452,000 | 200,451,000 | 115,758,000 |
| Equity capital | 28,482,000 | 28,396,000 | 27,784,000 | 27,457,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,336,000 | 9,036,000 | 13,464,000 | 17,885,000 |
| Interest expense | 594,000 | 1,213,000 | 1,850,000 | 2,518,000 |
| Net interest income | 3,742,000 | 7,823,000 | 11,614,000 | 15,367,000 |
| Noninterest income | 624,000 | 2,533,000 | 3,202,000 | 15,306,000 |
| Noninterest expense | 1,089,000 | 2,058,000 | 4,351,000 | 9,204,000 |
| Provision for loan losses | 0 | -29,000 | -72,000 | -88,000 |
| Pretax income | 3,246,000 | 8,293,000 | 10,510,000 | 21,533,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,246,000 | 8,293,000 | 10,510,000 | 21,533,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,482,000 | 28,396,000 | 27,784,000 | 27,457,000 |
| Total capital | 29,071,000 | 28,960,000 | 28,300,000 | 27,955,000 |
| Risk-weighted assets | 91,536,000 | 91,595,000 | 91,042,000 | 96,009,000 |