Call reports 2023
BANK OF MONTANA — 2023
What BANK OF MONTANA reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 288,683,000 | 259,734,000 | 241,565,000 | 303,849,000 |
| Total loans | 96,579,000 | 95,104,000 | 94,761,000 | 92,202,000 |
| Allowance for loan losses | 738,000 | 751,000 | 705,000 | 558,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 266,529,000 | 234,162,000 | 214,412,000 | 276,259,000 |
| Interest-bearing deposits | 73,541,000 | 74,109,000 | 75,234,000 | 75,239,000 |
| Noninterest-bearing deposits | 192,988,000 | 160,053,000 | 139,178,000 | 201,020,000 |
| Equity capital | 22,064,000 | 24,144,000 | 26,850,000 | 26,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,402,000 | 6,940,000 | 10,468,000 | 14,698,000 |
| Interest expense | 261,000 | 615,000 | 1,084,000 | 1,641,000 |
| Net interest income | 3,141,000 | 6,325,000 | 9,384,000 | 13,057,000 |
| Noninterest income | 4,744,000 | 13,659,000 | 14,512,000 | 15,354,000 |
| Noninterest expense | 921,000 | 1,740,000 | 2,533,000 | 7,061,000 |
| Provision for loan losses | 52,000 | 65,000 | 19,000 | -128,000 |
| Pretax income | 6,911,000 | 18,179,000 | 21,341,000 | 21,476,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 6,911,000 | 18,179,000 | 21,341,000 | 21,476,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,064,000 | 24,144,000 | 26,850,000 | 26,985,000 |
| Total capital | 22,802,000 | 24,895,000 | 27,555,000 | 27,543,000 |
| Risk-weighted assets | 94,504,000 | 94,430,000 | 94,542,000 | 92,924,000 |