Call reports 2022
BANK OF MONTANA — 2022
What BANK OF MONTANA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 213,620,000 | 221,319,000 | 245,526,000 | 275,682,000 |
| Total loans | 93,531,000 | 91,522,000 | 94,713,000 | 97,974,000 |
| Allowance for loan losses | 909,000 | 975,000 | 1,010,000 | 1,058,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,894,000 | 203,821,000 | 227,489,000 | 255,489,000 |
| Interest-bearing deposits | 95,563,000 | 82,279,000 | 77,519,000 | 65,994,000 |
| Noninterest-bearing deposits | 99,331,000 | 121,542,000 | 149,970,000 | 189,495,000 |
| Equity capital | 17,813,000 | 17,080,000 | 17,741,000 | 19,727,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,158,000 | 2,694,000 | 4,709,000 | 7,673,000 |
| Interest expense | 119,000 | 211,000 | 313,000 | 511,000 |
| Net interest income | 1,039,000 | 2,483,000 | 4,396,000 | 7,162,000 |
| Noninterest income | 2,130,000 | 2,985,000 | 3,687,000 | 5,042,000 |
| Noninterest expense | 786,000 | 1,502,000 | 2,243,000 | 4,328,000 |
| Provision for loan losses | 0 | 66,000 | 101,000 | 148,000 |
| Pretax income | 2,384,000 | 3,901,000 | 5,740,000 | 7,728,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,384,000 | 3,901,000 | 5,740,000 | 7,728,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,813,000 | 17,080,000 | 17,741,000 | 19,727,000 |
| Total capital | 18,722,000 | 18,055,000 | 18,751,000 | 20,785,000 |
| Risk-weighted assets | 82,200,000 | 87,456,000 | 92,447,000 | 95,888,000 |