Call reports 2020
BANK OF MONTANA — 2020
What BANK OF MONTANA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 120,284,000 | 135,247,000 | 162,306,000 | 165,424,000 |
| Total loans | 80,864,000 | 96,814,000 | 94,951,000 | 91,744,000 |
| Allowance for loan losses | 816,000 | 866,000 | 866,000 | 866,000 |
| Securities available for sale | 6,000 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,931,000 | 118,197,000 | 143,759,000 | 144,449,000 |
| Interest-bearing deposits | 71,673,000 | 71,489,000 | 72,722,000 | 77,976,000 |
| Noninterest-bearing deposits | 26,258,000 | 46,708,000 | 71,037,000 | 66,473,000 |
| Equity capital | 11,589,000 | 11,704,000 | 12,381,000 | 14,839,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,292,000 | 2,560,000 | 3,898,000 | 5,213,000 |
| Interest expense | 254,000 | 478,000 | 655,000 | 811,000 |
| Net interest income | 1,038,000 | 2,082,000 | 3,243,000 | 4,402,000 |
| Noninterest income | 305,000 | 1,296,000 | 2,361,000 | 3,184,000 |
| Noninterest expense | 608,000 | 1,254,000 | 1,802,000 | 3,327,000 |
| Provision for loan losses | 0 | 50,000 | 50,000 | 50,000 |
| Pretax income | 735,000 | 2,073,000 | 3,753,000 | 4,210,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 735,000 | 2,073,000 | 3,753,000 | 4,210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,589,000 | 11,704,000 | 12,381,000 | 14,839,000 |
| Total capital | 12,405,000 | 12,570,000 | 13,247,000 | 15,705,000 |
| Risk-weighted assets | 73,324,000 | 71,863,000 | 70,948,000 | 70,949,000 |