Call reports 2019
BANK OF MONTANA — 2019
What BANK OF MONTANA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 84,206,000 | 84,595,000 | 94,037,000 | 96,540,000 |
| Total loans | 69,726,000 | 72,290,000 | 75,034,000 | 80,011,000 |
| Allowance for loan losses | 816,000 | 816,000 | 816,000 | 816,000 |
| Securities available for sale | 7,000 | 5,000 | 7,000 | 7,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,814,000 | 71,021,000 | 82,422,000 | 84,823,000 |
| Interest-bearing deposits | 48,259,000 | 49,145,000 | 54,659,000 | 60,102,000 |
| Noninterest-bearing deposits | 24,555,000 | 21,876,000 | 27,763,000 | 24,721,000 |
| Equity capital | 10,749,000 | 10,738,000 | 11,055,000 | 11,175,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,143,000 | 2,289,000 | 3,563,000 | 4,810,000 |
| Interest expense | 191,000 | 393,000 | 620,000 | 862,000 |
| Net interest income | 952,000 | 1,896,000 | 2,943,000 | 3,948,000 |
| Noninterest income | 207,000 | 398,000 | 693,000 | 1,057,000 |
| Noninterest expense | 676,000 | 1,276,000 | 1,874,000 | 2,923,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 483,000 | 1,018,000 | 1,762,000 | 2,082,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 483,000 | 1,018,000 | 1,762,000 | 2,082,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,749,000 | 10,738,000 | 11,055,000 | 11,175,000 |
| Total capital | 11,556,000 | 11,554,000 | 11,871,000 | 11,991,000 |
| Risk-weighted assets | 64,523,000 | 67,121,000 | 69,018,000 | 73,139,000 |