Call reports 2018
BANK OF MONTANA — 2018
What BANK OF MONTANA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 84,476,000 | 86,965,000 | 86,495,000 | 86,550,000 |
| Total loans | 70,694,000 | 74,035,000 | 71,097,000 | 65,281,000 |
| Allowance for loan losses | 816,000 | 816,000 | 816,000 | 816,000 |
| Securities available for sale | 7,000 | 8,000 | 7,000 | 6,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,108,000 | 76,123,000 | 75,503,000 | 75,646,000 |
| Interest-bearing deposits | 47,332,000 | 48,768,000 | 47,385,000 | 47,400,000 |
| Noninterest-bearing deposits | 27,776,000 | 27,354,000 | 28,118,000 | 28,246,000 |
| Equity capital | 8,937,000 | 9,080,000 | 10,451,000 | 10,586,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,019,000 | 2,138,000 | 3,488,000 | 4,798,000 |
| Interest expense | 160,000 | 342,000 | 520,000 | 707,000 |
| Net interest income | 859,000 | 1,796,000 | 2,968,000 | 4,091,000 |
| Noninterest income | 450,000 | 875,000 | 2,062,000 | 2,382,000 |
| Noninterest expense | 665,000 | 1,318,000 | 2,102,000 | 3,110,000 |
| Provision for loan losses | 11,000 | 11,000 | 11,000 | 11,000 |
| Pretax income | 633,000 | 1,342,000 | 2,917,000 | 3,352,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 633,000 | 1,342,000 | 2,917,000 | 3,352,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,937,000 | 9,080,000 | 10,451,000 | 10,586,000 |
| Total capital | 9,701,000 | 9,883,000 | 11,218,000 | 11,332,000 |
| Risk-weighted assets | 61,097,000 | 64,232,000 | 61,312,000 | 59,629,000 |