Call reports 2017
BANK OF MONTANA — 2017
What BANK OF MONTANA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 71,827,000 | 84,105,000 | 78,955,000 | 82,770,000 |
| Total loans | 53,991,000 | 60,463,000 | 64,226,000 | 64,997,000 |
| Allowance for loan losses | 685,000 | 777,000 | 804,000 | 804,000 |
| Securities available for sale | 5,000 | 5,000 | 4,000 | 4,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,580,000 | 76,018,000 | 70,114,000 | 73,268,000 |
| Interest-bearing deposits | 41,492,000 | 50,914,000 | 45,727,000 | 47,649,000 |
| Noninterest-bearing deposits | 22,088,000 | 25,104,000 | 24,387,000 | 25,619,000 |
| Equity capital | 7,805,000 | 7,761,000 | 8,226,000 | 8,304,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 755,000 | 1,610,000 | 2,609,000 | 3,639,000 |
| Interest expense | 91,000 | 216,000 | 350,000 | 479,000 |
| Net interest income | 664,000 | 1,394,000 | 2,259,000 | 3,160,000 |
| Noninterest income | 1,761,000 | 1,942,000 | 2,877,000 | 3,587,000 |
| Noninterest expense | 631,000 | 1,219,000 | 1,864,000 | 2,970,000 |
| Provision for loan losses | 32,000 | 123,000 | 151,000 | 151,000 |
| Pretax income | 1,762,000 | 1,994,000 | 3,121,000 | 3,626,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,762,000 | 1,994,000 | 3,121,000 | 3,626,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,805,000 | 7,761,000 | 8,226,000 | 8,304,000 |
| Total capital | 8,421,000 | 8,447,000 | 8,915,000 | 9,028,000 |
| Risk-weighted assets | 49,192,000 | 54,826,000 | 55,001,000 | 57,867,000 |