Call reports 2016
BANK OF MONTANA — 2016
What BANK OF MONTANA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 58,143,000 | 56,390,000 | 63,003,000 | 70,386,000 |
| Total loans | 44,945,000 | 45,551,000 | 49,487,000 | 50,828,000 |
| Allowance for loan losses | 609,000 | 628,000 | 628,000 | 654,000 |
| Securities available for sale | 2,000 | 3,000 | 4,000 | 6,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,202,000 | 49,739,000 | 56,130,000 | 63,058,000 |
| Interest-bearing deposits | 34,754,000 | 34,893,000 | 40,162,000 | 42,901,000 |
| Noninterest-bearing deposits | 16,448,000 | 14,846,000 | 15,969,000 | 20,157,000 |
| Equity capital | 6,600,000 | 6,328,000 | 6,479,000 | 6,766,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 619,000 | 1,252,000 | 1,923,000 | 2,660,000 |
| Interest expense | 75,000 | 151,000 | 233,000 | 317,000 |
| Net interest income | 544,000 | 1,101,000 | 1,690,000 | 2,343,000 |
| Noninterest income | 746,000 | 1,341,000 | 1,694,000 | 2,458,000 |
| Noninterest expense | 402,000 | 823,000 | 1,259,000 | 2,211,000 |
| Provision for loan losses | 0 | 19,000 | 19,000 | 45,000 |
| Pretax income | 888,000 | 1,600,000 | 2,106,000 | 2,545,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 888,000 | 1,600,000 | 2,106,000 | 2,545,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,600,000 | 6,328,000 | 6,479,000 | 6,766,000 |
| Total capital | 7,122,000 | 6,850,000 | 7,026,000 | 7,363,000 |
| Risk-weighted assets | 41,695,000 | 41,690,000 | 43,659,000 | 47,722,000 |