Call reports 2015
BANK OF MONTANA — 2015
What BANK OF MONTANA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 52,057,000 | 53,247,000 | 51,898,000 | 62,051,000 |
| Total loans | 39,529,000 | 40,642,000 | 40,851,000 | 46,467,000 |
| Allowance for loan losses | 554,000 | 566,000 | 569,000 | 609,000 |
| Securities available for sale | 3,000 | 3,000 | 3,000 | 2,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,631,000 | 44,994,000 | 43,453,000 | 54,611,000 |
| Interest-bearing deposits | 34,845,000 | 36,316,000 | 35,433,000 | 34,194,000 |
| Noninterest-bearing deposits | 8,786,000 | 8,678,000 | 8,020,000 | 20,417,000 |
| Equity capital | 6,117,000 | 6,028,000 | 6,190,000 | 7,175,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 523,000 | 1,076,000 | 1,655,000 | 2,568,000 |
| Interest expense | 95,000 | 187,000 | 282,000 | 369,000 |
| Net interest income | 428,000 | 889,000 | 1,373,000 | 2,199,000 |
| Noninterest income | 171,000 | 299,000 | 474,000 | 2,522,000 |
| Noninterest expense | 392,000 | 787,000 | 1,165,000 | 1,797,000 |
| Provision for loan losses | 0 | 12,000 | 15,000 | 55,000 |
| Pretax income | 207,000 | 389,000 | 667,000 | 2,869,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 207,000 | 389,000 | 667,000 | 2,869,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,117,000 | 6,028,000 | 6,190,000 | 7,175,000 |
| Total capital | 6,612,000 | 6,527,000 | 6,709,000 | 7,716,000 |
| Risk-weighted assets | 39,590,000 | 39,867,000 | 41,471,000 | 43,176,000 |