Call reports 2026
GERBER STATE BANK, THE — 2026
What GERBER STATE BANK, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 100,296,000 | 100,820,000 |
| Total loans | 46,110,000 | 47,723,000 |
| Allowance for loan losses | 727,000 | 728,000 |
| Securities available for sale | 49,268,000 | 50,017,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 79,199,000 | 78,055,000 |
| Interest-bearing deposits | 68,394,000 | 66,876,000 |
| Noninterest-bearing deposits | 10,805,000 | 11,179,000 |
| Equity capital | 10,005,000 | 9,949,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,050,000 | 2,120,000 |
| Interest expense | 285,000 | 592,000 |
| Net interest income | 765,000 | 1,528,000 |
| Noninterest income | 68,000 | 146,000 |
| Noninterest expense | 538,000 | 1,077,000 |
| Provision for loan losses | -1,000 | -2,000 |
| Pretax income | 281,000 | 584,000 |
| Income tax | 11,000 | 11,000 |
| Net income | 270,000 | 573,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 12,737,000 | 12,883,000 |