Call reports 2017
GERBER STATE BANK, THE — 2017
What GERBER STATE BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 78,732,000 | 77,444,000 | 81,059,000 | 83,208,000 |
| Total loans | 29,328,000 | 30,883,000 | 31,217,000 | 32,836,000 |
| Allowance for loan losses | 357,000 | 374,000 | 297,000 | 311,000 |
| Securities available for sale | 35,935,000 | 33,850,000 | 35,544,000 | 36,672,000 |
| Securities held to maturity | 6,477,000 | 6,354,000 | 5,688,000 | 4,566,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,499,000 | 68,894,000 | 72,443,000 | 74,744,000 |
| Interest-bearing deposits | 62,665,000 | 62,195,000 | 65,867,000 | 66,952,000 |
| Noninterest-bearing deposits | 6,834,000 | 6,699,000 | 6,576,000 | 7,792,000 |
| Equity capital | 8,137,000 | 8,477,000 | 8,514,000 | 8,396,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 585,000 | 1,185,000 | 1,805,000 | 2,440,000 |
| Interest expense | 72,000 | 143,000 | 219,000 | 298,000 |
| Net interest income | 513,000 | 1,042,000 | 1,586,000 | 2,142,000 |
| Noninterest income | 61,000 | 128,000 | 198,000 | 280,000 |
| Noninterest expense | 417,000 | 834,000 | 1,250,000 | 1,654,000 |
| Provision for loan losses | 23,000 | 43,000 | 58,000 | 120,000 |
| Pretax income | 134,000 | 284,000 | 467,000 | 639,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 134,000 | 284,000 | 467,000 | 639,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,629,000 | 8,677,000 | 8,765,000 | 8,936,000 |
| Total capital | 8,986,000 | 9,051,000 | 9,062,000 | 9,247,000 |
| Risk-weighted assets | 34,760,000 | 35,106,000 | 35,229,000 | 38,818,000 |