Call reports 2004
GERBER STATE BANK, THE — 2004
What GERBER STATE BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 51,774,000 | 50,995,000 | 51,906,000 | 55,451,000 |
| Total loans | 17,808,000 | 18,768,000 | 19,783,000 | 21,064,000 |
| Allowance for loan losses | 367,000 | 365,000 | 387,000 | 405,000 |
| Securities available for sale | 18,251,000 | 17,952,000 | 15,464,000 | 14,060,000 |
| Securities held to maturity | 12,630,000 | 11,962,000 | 12,276,000 | 17,192,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,895,000 | 41,159,000 | 42,915,000 | 46,536,000 |
| Interest-bearing deposits | 39,950,000 | 38,471,000 | 40,178,000 | 43,249,000 |
| Noninterest-bearing deposits | 2,945,000 | 2,688,000 | 2,737,000 | 3,287,000 |
| Equity capital | 8,439,000 | 8,288,000 | 8,517,000 | 8,590,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 607,000 | 1,210,000 | 1,821,000 | 2,492,000 |
| Interest expense | 204,000 | 396,000 | 588,000 | 791,000 |
| Net interest income | 403,000 | 814,000 | 1,233,000 | 1,701,000 |
| Noninterest income | 56,000 | 123,000 | 183,000 | 241,000 |
| Noninterest expense | 315,000 | 700,000 | 1,039,000 | 1,494,000 |
| Provision for loan losses | -50,000 | -45,000 | -24,000 | -95,000 |
| Pretax income | 194,000 | 282,000 | 401,000 | 543,000 |
| Income tax | 31,000 | 61,000 | 84,000 | 106,000 |
| Net income | 113,000 | 221,000 | 317,000 | 437,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,291,000 | 8,399,000 | 8,494,000 | 8,615,000 |
| Total capital | 8,658,000 | 8,764,000 | 8,881,000 | 8,945,000 |
| Risk-weighted assets | 52,024,000 | 51,823,000 | 52,508,000 | 26,337,000 |
Machine access — free, no API key
Every figure shown here about GERBER STATE BANK, THE — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.