Call reports 2024
QNB BANK — 2024
What QNB BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,702,021,000 | 1,747,568,000 | 1,824,934,000 | 1,849,047,000 |
| Total loans | 1,122,666,000 | 1,163,146,000 | 1,171,705,000 | 1,216,762,000 |
| Allowance for loan losses | 8,738,000 | 8,858,000 | 8,987,000 | 8,744,000 |
| Securities available for sale | 471,712,000 | 447,919,000 | 495,827,000 | 523,618,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,536,188,000 | 1,572,839,000 | 1,626,284,000 | 1,629,734,000 |
| Interest-bearing deposits | 1,347,928,000 | 1,382,506,000 | 1,436,044,000 | 1,445,042,000 |
| Noninterest-bearing deposits | 188,260,000 | 190,333,000 | 190,240,000 | 184,692,000 |
| Equity capital | 79,632,000 | 82,967,000 | 123,252,000 | 120,576,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 19,429,000 | 39,634,000 | 61,379,000 | 83,335,000 |
| Interest expense | 9,401,000 | 19,154,000 | 29,649,000 | 39,946,000 |
| Net interest income | 10,028,000 | 20,480,000 | 31,730,000 | 43,389,000 |
| Noninterest income | 1,559,000 | 3,174,000 | 4,843,000 | 6,486,000 |
| Noninterest expense | 8,769,000 | 17,583,000 | 26,149,000 | 35,098,000 |
| Provision for loan losses | -93,000 | 39,000 | 193,000 | -49,000 |
| Pretax income | 2,904,000 | 6,301,000 | 10,560,000 | 15,247,000 |
| Income tax | 573,000 | 1,229,000 | 2,094,000 | 3,010,000 |
| Net income | 2,331,000 | 5,072,000 | 8,466,000 | 12,237,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 146,195,000 | 147,796,000 | 181,865,000 | 183,226,000 |
| Total capital | 155,045,000 | 156,749,000 | 190,951,000 | 192,057,000 |
| Risk-weighted assets | 1,293,880,000 | 1,336,236,000 | 1,328,313,000 | 1,379,946,000 |