Call reports 2022
QNB BANK — 2022
What QNB BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,634,806,000 | 1,634,094,000 | 1,633,454,000 | 1,655,674,000 |
| Total loans | 926,409,000 | 963,454,000 | 1,008,336,000 | 1,039,405,000 |
| Allowance for loan losses | 11,231,000 | 11,297,000 | 11,338,000 | 10,531,000 |
| Securities available for sale | 655,952,000 | 608,674,000 | 555,413,000 | 546,224,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,451,753,000 | 1,467,728,000 | 1,476,668,000 | 1,418,369,000 |
| Interest-bearing deposits | 1,209,729,000 | 1,227,447,000 | 1,240,501,000 | 1,186,520,000 |
| Noninterest-bearing deposits | 242,024,000 | 240,281,000 | 236,167,000 | 231,849,000 |
| Equity capital | 89,335,000 | 71,139,000 | 46,511,000 | 58,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 11,722,000 | 23,959,000 | 37,415,000 | 52,063,000 |
| Interest expense | 1,073,000 | 2,297,000 | 4,464,000 | 7,924,000 |
| Net interest income | 10,649,000 | 21,662,000 | 32,951,000 | 44,139,000 |
| Noninterest income | 1,642,000 | 3,330,000 | 5,047,000 | 6,728,000 |
| Noninterest expense | 7,756,000 | 15,428,000 | 23,199,000 | 31,233,000 |
| Provision for loan losses | 0 | 0 | 0 | -850,000 |
| Pretax income | 4,536,000 | 9,568,000 | 14,803,000 | 20,345,000 |
| Income tax | 828,000 | 1,778,000 | 2,766,000 | 3,900,000 |
| Net income | 3,708,000 | 7,790,000 | 12,037,000 | 16,445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 129,668,000 | 132,621,000 | 135,975,000 | 139,260,000 |
| Total capital | 140,997,000 | 144,016,000 | 147,425,000 | 149,908,000 |
| Risk-weighted assets | 1,109,211,000 | 1,145,704,000 | 1,188,720,000 | 1,197,456,000 |