Call reports 2021
QNB BANK — 2021
What QNB BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,555,555,000 | 1,560,215,000 | 1,643,413,000 | 1,660,256,000 |
| Total loans | 948,915,000 | 926,001,000 | 926,534,000 | 926,510,000 |
| Allowance for loan losses | 11,115,000 | 11,202,000 | 11,214,000 | 11,184,000 |
| Securities available for sale | 469,103,000 | 549,385,000 | 664,053,000 | 692,360,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,341,616,000 | 1,343,733,000 | 1,431,825,000 | 1,449,745,000 |
| Interest-bearing deposits | 1,087,759,000 | 1,108,185,000 | 1,183,543,000 | 1,206,739,000 |
| Noninterest-bearing deposits | 253,857,000 | 235,548,000 | 248,282,000 | 243,006,000 |
| Equity capital | 117,284,000 | 122,215,000 | 120,836,000 | 123,412,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 11,638,000 | 22,923,000 | 34,544,000 | 46,384,000 |
| Interest expense | 1,214,000 | 2,376,000 | 3,513,000 | 4,643,000 |
| Net interest income | 10,424,000 | 20,547,000 | 31,031,000 | 41,741,000 |
| Noninterest income | 2,022,000 | 3,739,000 | 5,542,000 | 7,273,000 |
| Noninterest expense | 7,261,000 | 14,893,000 | 22,641,000 | 30,730,000 |
| Provision for loan losses | 275,000 | 458,000 | 458,000 | 458,000 |
| Pretax income | 4,913,000 | 8,940,000 | 13,492,000 | 17,844,000 |
| Income tax | 875,000 | 1,599,000 | 2,422,000 | 3,237,000 |
| Net income | 4,038,000 | 7,341,000 | 11,070,000 | 14,607,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 117,954,000 | 120,206,000 | 122,203,000 | 127,144,000 |
| Total capital | 129,160,000 | 131,499,000 | 133,508,000 | 138,419,000 |
| Risk-weighted assets | 989,149,000 | 1,013,695,000 | 1,063,922,000 | 1,077,020,000 |
Machine access — free, no API key
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