Call reports 2020
QNB BANK — 2020
What QNB BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,221,979,000 | 1,379,387,000 | 1,405,166,000 | 1,427,208,000 |
| Total loans | 821,579,000 | 882,379,000 | 896,939,000 | 926,672,000 |
| Allowance for loan losses | 10,334,000 | 10,464,000 | 10,765,000 | 10,826,000 |
| Securities available for sale | 327,325,000 | 403,620,000 | 444,616,000 | 435,646,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,043,521,000 | 1,183,188,000 | 1,214,463,000 | 1,228,067,000 |
| Interest-bearing deposits | 897,378,000 | 973,607,000 | 1,008,971,000 | 1,023,483,000 |
| Noninterest-bearing deposits | 146,143,000 | 209,581,000 | 205,492,000 | 204,584,000 |
| Equity capital | 114,597,000 | 117,507,000 | 119,242,000 | 121,427,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 11,249,000 | 21,902,000 | 32,581,000 | 43,347,000 |
| Interest expense | 2,168,000 | 3,674,000 | 5,107,000 | 6,445,000 |
| Net interest income | 9,081,000 | 18,228,000 | 27,474,000 | 36,902,000 |
| Noninterest income | 1,420,000 | 2,953,000 | 4,988,000 | 7,245,000 |
| Noninterest expense | 7,231,000 | 14,009,000 | 21,157,000 | 28,703,000 |
| Provision for loan losses | 500,000 | 750,000 | 1,000,000 | 1,250,000 |
| Pretax income | 2,770,000 | 6,423,000 | 10,321,000 | 14,218,000 |
| Income tax | 454,000 | 1,087,000 | 1,778,000 | 2,465,000 |
| Net income | 2,316,000 | 5,336,000 | 8,543,000 | 11,753,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 109,741,000 | 111,779,000 | 113,899,000 | 115,770,000 |
| Total capital | 120,148,000 | 122,321,000 | 124,749,000 | 126,687,000 |
| Risk-weighted assets | 910,194,000 | 903,634,000 | 923,645,000 | 963,084,000 |