Call reports 2019
QNB BANK — 2019
What QNB BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,192,518,000 | 1,201,069,000 | 1,234,295,000 | 1,212,554,000 |
| Total loans | 804,528,000 | 817,593,000 | 830,936,000 | 821,673,000 |
| Allowance for loan losses | 9,015,000 | 9,164,000 | 9,494,000 | 9,887,000 |
| Securities available for sale | 344,367,000 | 344,261,000 | 355,876,000 | 349,710,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,034,614,000 | 1,030,661,000 | 1,048,189,000 | 1,037,860,000 |
| Interest-bearing deposits | 894,644,000 | 881,070,000 | 897,245,000 | 891,590,000 |
| Noninterest-bearing deposits | 139,970,000 | 149,591,000 | 150,944,000 | 146,270,000 |
| Equity capital | 99,670,000 | 104,947,000 | 107,564,000 | 108,694,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 11,224,000 | 22,865,000 | 34,595,000 | 46,126,000 |
| Interest expense | 2,454,000 | 5,054,000 | 7,689,000 | 10,124,000 |
| Net interest income | 8,770,000 | 17,811,000 | 26,906,000 | 36,002,000 |
| Noninterest income | 1,376,000 | 2,902,000 | 4,425,000 | 5,989,000 |
| Noninterest expense | 6,670,000 | 13,380,000 | 20,294,000 | 27,881,000 |
| Provision for loan losses | 225,000 | 375,000 | 925,000 | 1,300,000 |
| Pretax income | 3,212,000 | 6,919,000 | 10,076,000 | 12,784,000 |
| Income tax | 536,000 | 1,183,000 | 1,704,000 | 2,136,000 |
| Net income | 2,676,000 | 5,736,000 | 8,372,000 | 10,648,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 103,294,000 | 105,335,000 | 107,016,000 | 108,429,000 |
| Total capital | 112,382,000 | 114,572,000 | 116,583,000 | 118,389,000 |
| Risk-weighted assets | 914,894,000 | 914,541,000 | 922,446,000 | 915,871,000 |
Machine access — free, no API key
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