Call reports 2018
QNB BANK — 2018
What QNB BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,162,480,000 | 1,163,366,000 | 1,173,715,000 | 1,165,582,000 |
| Total loans | 750,459,000 | 780,290,000 | 786,116,000 | 785,448,000 |
| Allowance for loan losses | 8,037,000 | 8,192,000 | 8,645,000 | 8,834,000 |
| Securities available for sale | 357,519,000 | 344,194,000 | 347,392,000 | 344,221,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,006,369,000 | 985,726,000 | 1,024,565,000 | 1,015,598,000 |
| Interest-bearing deposits | 871,329,000 | 850,244,000 | 896,476,000 | 886,983,000 |
| Noninterest-bearing deposits | 135,040,000 | 135,482,000 | 128,089,000 | 128,615,000 |
| Equity capital | 87,222,000 | 88,285,000 | 88,572,000 | 94,477,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 10,454,000 | 20,952,000 | 31,806,000 | 42,934,000 |
| Interest expense | 1,718,000 | 3,580,000 | 5,802,000 | 8,185,000 |
| Net interest income | 8,736,000 | 17,372,000 | 26,004,000 | 34,749,000 |
| Noninterest income | 1,274,000 | 2,809,000 | 4,168,000 | 5,610,000 |
| Noninterest expense | 6,141,000 | 12,584,000 | 18,935,000 | 25,677,000 |
| Provision for loan losses | 188,000 | 375,000 | 943,000 | 1,130,000 |
| Pretax income | 3,680,000 | 7,225,000 | 10,297,000 | 13,555,000 |
| Income tax | 625,000 | 1,227,000 | 1,720,000 | 1,813,000 |
| Net income | 3,055,000 | 5,998,000 | 8,577,000 | 11,742,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 95,838,000 | 97,864,000 | 99,549,000 | 101,601,000 |
| Total capital | 103,948,000 | 106,129,000 | 108,267,000 | 110,508,000 |
| Risk-weighted assets | 868,916,000 | 882,146,000 | 894,389,000 | 882,734,000 |