Call reports 2017
QNB BANK — 2017
What QNB BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,079,901,000 | 1,111,608,000 | 1,141,162,000 | 1,142,958,000 |
| Total loans | 659,942,000 | 695,743,000 | 704,329,000 | 733,283,000 |
| Allowance for loan losses | 7,719,000 | 8,035,000 | 8,125,000 | 7,841,000 |
| Securities available for sale | 376,189,000 | 375,034,000 | 389,050,000 | 374,570,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 2,358,000 | 0 | 0 | 0 |
| Total deposits | 942,891,000 | 951,314,000 | 1,005,445,000 | 993,948,000 |
| Interest-bearing deposits | 821,113,000 | 830,945,000 | 882,749,000 | 864,736,000 |
| Noninterest-bearing deposits | 121,778,000 | 120,369,000 | 122,696,000 | 129,212,000 |
| Equity capital | 87,195,000 | 89,865,000 | 91,553,000 | 89,258,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 9,094,000 | 18,246,000 | 28,023,000 | 37,919,000 |
| Interest expense | 1,256,000 | 2,590,000 | 4,105,000 | 5,680,000 |
| Net interest income | 7,838,000 | 15,656,000 | 23,918,000 | 32,239,000 |
| Noninterest income | 1,296,000 | 2,821,000 | 4,218,000 | 5,527,000 |
| Noninterest expense | 5,556,000 | 11,442,000 | 17,602,000 | 23,558,000 |
| Provision for loan losses | 300,000 | 600,000 | 700,000 | 1,400,000 |
| Pretax income | 3,302,000 | 6,443,000 | 9,856,000 | 12,831,000 |
| Income tax | 869,000 | 1,677,000 | 2,585,000 | 5,347,000 |
| Net income | 2,433,000 | 4,766,000 | 7,271,000 | 7,484,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 90,611,000 | 92,136,000 | 93,782,000 | 93,126,000 |
| Total capital | 98,389,000 | 100,244,000 | 101,980,000 | 101,040,000 |
| Risk-weighted assets | 821,027,000 | 832,850,000 | 840,433,000 | 865,958,000 |