Call reports 2013
QNB BANK — 2013
What QNB BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 914,247,000 | 906,049,000 | 933,946,000 | 926,474,000 |
| Total loans | 477,906,000 | 490,543,000 | 487,922,000 | 501,716,000 |
| Allowance for loan losses | 9,351,000 | 9,431,000 | 8,995,000 | 8,925,000 |
| Securities available for sale | 394,215,000 | 375,894,000 | 402,363,000 | 382,045,000 |
| Securities held to maturity | 146,000 | 146,000 | 146,000 | 146,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 799,814,000 | 795,913,000 | 827,952,000 | 814,532,000 |
| Interest-bearing deposits | 727,674,000 | 721,231,000 | 752,829,000 | 738,545,000 |
| Noninterest-bearing deposits | 72,140,000 | 74,682,000 | 75,123,000 | 75,987,000 |
| Equity capital | 73,578,000 | 69,216,000 | 70,457,000 | 69,215,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 7,660,000 | 15,259,000 | 22,911,000 | 30,485,000 |
| Interest expense | 1,343,000 | 2,631,000 | 3,857,000 | 5,033,000 |
| Net interest income | 6,317,000 | 12,628,000 | 19,054,000 | 25,452,000 |
| Noninterest income | 1,390,000 | 2,562,000 | 3,836,000 | 5,138,000 |
| Noninterest expense | 4,917,000 | 9,955,000 | 15,050,000 | 20,090,000 |
| Provision for loan losses | 0 | 100,000 | 250,000 | 400,000 |
| Pretax income | 2,951,000 | 5,324,000 | 7,780,000 | 10,295,000 |
| Income tax | 670,000 | 1,154,000 | 1,665,000 | 2,195,000 |
| Net income | 2,281,000 | 4,170,000 | 6,115,000 | 8,100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,344,000 | 71,534,000 | 72,770,000 | 73,342,000 |
| Total capital | 77,715,000 | 79,049,000 | 80,446,000 | 81,076,000 |
| Risk-weighted assets | 587,701,000 | 599,304,000 | 612,740,000 | 617,527,000 |
Machine access — free, no API key
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