Call reports 2008
QNB BANK — 2008
What QNB BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 613,503,000 | 632,367,000 | 634,143,000 | 660,684,000 |
| Total loans | 380,797,000 | 387,479,000 | 380,105,000 | 403,699,000 |
| Allowance for loan losses | 3,411,000 | 3,473,000 | 3,492,000 | 3,836,000 |
| Securities available for sale | 194,007,000 | 199,274,000 | 215,730,000 | 216,508,000 |
| Securities held to maturity | 3,980,000 | 3,979,000 | 3,598,000 | 3,598,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 505,292,000 | 520,616,000 | 526,919,000 | 549,790,000 |
| Interest-bearing deposits | 451,853,000 | 464,152,000 | 477,794,000 | 496,510,000 |
| Noninterest-bearing deposits | 53,439,000 | 56,464,000 | 49,125,000 | 53,280,000 |
| Equity capital | 50,009,000 | 48,163,000 | 48,056,000 | 50,199,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 8,770,000 | 17,587,000 | 26,399,000 | 35,206,000 |
| Interest expense | 4,176,000 | 7,958,000 | 11,745,000 | 15,319,000 |
| Net interest income | 4,594,000 | 9,629,000 | 14,654,000 | 19,887,000 |
| Noninterest income | 1,227,000 | 2,199,000 | 3,141,000 | 4,059,000 |
| Noninterest expense | 3,518,000 | 7,052,000 | 10,701,000 | 14,511,000 |
| Provision for loan losses | 225,000 | 425,000 | 575,000 | 1,325,000 |
| Pretax income | 2,144,000 | 4,418,000 | 6,586,000 | 8,177,000 |
| Income tax | 491,000 | 1,045,000 | 1,564,000 | 1,852,000 |
| Net income | 1,653,000 | 3,373,000 | 5,022,000 | 6,325,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,866,000 | 48,834,000 | 49,730,000 | 50,186,000 |
| Total capital | 51,277,000 | 52,307,000 | 53,222,000 | 54,022,000 |
| Risk-weighted assets | 424,645,000 | 438,436,000 | 442,269,000 | 463,042,000 |
Machine access — free, no API key
Every figure shown here about QNB BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.