Call reports 2026
US METRO BANK — 2026
What US METRO BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,563,129,000 | 1,640,896,000 |
| Total loans | 1,302,962,000 | 1,371,368,000 |
| Allowance for loan losses | 16,607,000 | 17,382,000 |
| Securities available for sale | 48,294,000 | 56,161,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 1,362,873,000 | 1,437,567,000 |
| Interest-bearing deposits | 1,121,883,000 | 1,174,361,000 |
| Noninterest-bearing deposits | 240,990,000 | 263,206,000 |
| Equity capital | 158,805,000 | 161,388,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 22,506,000 | 46,710,000 |
| Interest expense | 10,061,000 | 20,529,000 |
| Net interest income | 12,445,000 | 26,181,000 |
| Noninterest income | 6,532,000 | 12,568,000 |
| Noninterest expense | 11,791,000 | 23,411,000 |
| Provision for loan losses | 1,600,000 | 4,000,000 |
| Pretax income | 5,586,000 | 11,338,000 |
| Income tax | 1,637,000 | 3,336,000 |
| Net income | 3,949,000 | 8,006,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 162,942,000 | 165,513,000 |
| Total capital | 178,872,000 | 182,277,000 |
| Risk-weighted assets | 1,273,373,000 | 1,340,161,000 |