Call report 2025Q4
US METRO BANK — 2025Q4
The 22 measures US METRO BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,550,823,000 | USD | evidence → |
| Total loans | 1,277,910,000 | USD | evidence → |
| Allowance for loan losses | 15,897,000 | USD | evidence → |
| Securities available for sale | 49,552,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,352,596,000 | USD | evidence → |
| Interest-bearing deposits | 1,125,577,000 | USD | evidence → |
| Noninterest-bearing deposits | 227,019,000 | USD | evidence → |
| Equity capital | 156,250,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 88,700,000 | USD | evidence → |
| Interest expense | 42,924,000 | USD | evidence → |
| Net interest income | 45,776,000 | USD | evidence → |
| Noninterest income | 16,083,000 | USD | evidence → |
| Noninterest expense | 40,572,000 | USD | evidence → |
| Provision for loan losses | 3,900,000 | USD | evidence → |
| Pretax income | 17,341,000 | USD | evidence → |
| Income tax | 5,099,000 | USD | evidence → |
| Net income | 12,287,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 160,268,000 | USD | evidence → |
| Total capital | 175,867,000 | USD | evidence → |
| Risk-weighted assets | 1,247,221,000 | USD | evidence → |