Call reports 2024
US METRO BANK — 2024
What US METRO BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,294,960,000 | 1,348,044,000 | 1,386,893,000 | 1,395,867,000 |
| Total loans | 1,075,134,000 | 1,127,690,000 | 1,129,301,000 | 1,176,386,000 |
| Allowance for loan losses | 12,961,000 | 13,511,000 | 13,584,000 | 14,106,000 |
| Securities available for sale | 51,367,000 | 50,712,000 | 51,769,000 | 49,435,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,133,767,000 | 1,183,207,000 | 1,215,780,000 | 1,228,307,000 |
| Interest-bearing deposits | 952,786,000 | 993,897,000 | 1,013,248,000 | 1,016,116,000 |
| Noninterest-bearing deposits | 180,981,000 | 189,310,000 | 202,532,000 | 212,191,000 |
| Equity capital | 120,439,000 | 121,715,000 | 124,763,000 | 124,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 18,987,000 | 39,142,000 | 60,380,000 | 81,779,000 |
| Interest expense | 10,833,000 | 22,101,000 | 33,866,000 | 45,294,000 |
| Net interest income | 8,154,000 | 17,041,000 | 26,514,000 | 36,485,000 |
| Noninterest income | 2,506,000 | 5,931,000 | 8,776,000 | 11,942,000 |
| Noninterest expense | 8,151,000 | 16,369,000 | 25,435,000 | 34,826,000 |
| Provision for loan losses | 0 | 600,000 | 900,000 | 1,600,000 |
| Pretax income | 2,509,000 | 6,003,000 | 8,955,000 | 12,001,000 |
| Income tax | 737,000 | 1,761,000 | 2,668,000 | 3,634,000 |
| Net income | 1,785,000 | 4,285,000 | 6,345,000 | 8,435,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 126,840,000 | 128,129,000 | 129,694,000 | 130,561,000 |
| Total capital | 139,661,000 | 141,516,000 | 143,130,000 | 144,629,000 |
| Risk-weighted assets | 1,025,186,000 | 1,070,361,000 | 1,074,392,000 | 1,125,001,000 |