Call reports 2022
US METRO BANK — 2022
What US METRO BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,061,628,000 | 1,081,641,000 | 1,094,573,000 | 1,121,391,000 |
| Total loans | 835,063,000 | 876,357,000 | 892,143,000 | 930,748,000 |
| Allowance for loan losses | 12,415,000 | 12,762,000 | 13,116,000 | 12,876,000 |
| Securities available for sale | 62,993,000 | 58,605,000 | 54,428,000 | 54,362,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 951,268,000 | 971,524,000 | 979,329,000 | 976,807,000 |
| Interest-bearing deposits | 626,260,000 | 665,829,000 | 659,210,000 | 676,844,000 |
| Noninterest-bearing deposits | 325,008,000 | 305,694,000 | 320,120,000 | 299,962,000 |
| Equity capital | 102,708,000 | 103,331,000 | 105,343,000 | 109,270,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 9,305,000 | 19,705,000 | 32,167,000 | 45,987,000 |
| Interest expense | 594,000 | 1,350,000 | 2,775,000 | 5,818,000 |
| Net interest income | 8,711,000 | 18,355,000 | 29,392,000 | 40,169,000 |
| Noninterest income | 3,605,000 | 6,771,000 | 9,302,000 | 12,162,000 |
| Noninterest expense | 5,553,000 | 11,577,000 | 18,507,000 | 25,532,000 |
| Provision for loan losses | 600,000 | 1,000,000 | 1,300,000 | 1,300,000 |
| Pretax income | 6,163,000 | 12,549,000 | 18,887,000 | 25,499,000 |
| Income tax | 1,824,000 | 3,716,000 | 5,680,000 | 7,141,000 |
| Net income | 4,339,000 | 8,833,000 | 13,207,000 | 18,364,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 105,713,000 | 108,685,000 | 113,063,000 | 116,687,000 |
| Total capital | 116,275,000 | 119,491,000 | — | 127,924,000 |
| Risk-weighted assets | 842,871,000 | 862,296,000 | — | 897,113,000 |