Call reports 2021
US METRO BANK — 2021
What US METRO BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 859,736,000 | 872,016,000 | 991,473,000 | 968,285,000 |
| Total loans | 613,578,000 | 628,852,000 | 705,880,000 | 772,592,000 |
| Allowance for loan losses | 10,165,000 | 11,188,000 | 11,749,000 | 11,734,000 |
| Securities available for sale | 0 | 50,895,000 | 71,311,000 | 69,296,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 757,083,000 | 771,123,000 | 886,629,000 | 857,117,000 |
| Interest-bearing deposits | 513,759,000 | 505,577,000 | 570,322,000 | 556,226,000 |
| Noninterest-bearing deposits | 243,324,000 | 265,546,000 | 316,307,000 | 300,891,000 |
| Equity capital | 90,176,000 | 93,743,000 | 97,643,000 | 101,873,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 7,193,000 | 14,559,000 | 22,732,000 | 32,177,000 |
| Interest expense | 683,000 | 1,302,000 | 1,907,000 | 2,492,000 |
| Net interest income | 6,510,000 | 13,257,000 | 20,825,000 | 29,685,000 |
| Noninterest income | 2,275,000 | 8,066,000 | 14,031,000 | 18,455,000 |
| Noninterest expense | 4,135,000 | 9,424,000 | 15,691,000 | 21,812,000 |
| Provision for loan losses | 900,000 | 1,800,000 | 2,700,000 | 3,000,000 |
| Pretax income | 3,750,000 | 10,099,000 | 16,465,000 | 23,328,000 |
| Income tax | 1,110,000 | 2,987,000 | 4,870,000 | 6,406,000 |
| Net income | 2,640,000 | 7,112,000 | 11,595,000 | 16,922,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,956,000 | 92,273,000 | 97,113,000 | 101,636,000 |
| Total capital | 95,970,000 | 99,857,000 | 105,914,000 | 111,402,000 |
| Risk-weighted assets | 557,714,000 | 602,887,000 | 700,887,000 | 779,109,000 |