Call reports 2019
US METRO BANK — 2019
What US METRO BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 450,752,000 | 473,109,000 | 507,248,000 | 542,288,000 |
| Total loans | 285,592,000 | 324,922,000 | 382,091,000 | 393,648,000 |
| Allowance for loan losses | 4,053,000 | 4,282,000 | 4,822,000 | 5,206,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 388,800,000 | 410,273,000 | 442,098,000 | 477,180,000 |
| Interest-bearing deposits | 304,385,000 | 324,559,000 | 329,244,000 | 364,541,000 |
| Noninterest-bearing deposits | 84,415,000 | 85,714,000 | 112,854,000 | 112,639,000 |
| Equity capital | 53,763,000 | 54,961,000 | 56,510,000 | 58,161,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,474,000 | 11,277,000 | 17,843,000 | 24,745,000 |
| Interest expense | 1,369,000 | 3,024,000 | 4,802,000 | 6,576,000 |
| Net interest income | 4,105,000 | 8,253,000 | 13,041,000 | 18,169,000 |
| Noninterest income | 1,046,000 | 2,242,000 | 3,991,000 | 5,343,000 |
| Noninterest expense | 3,479,000 | 6,894,000 | 10,637,000 | 14,434,000 |
| Provision for loan losses | 300,000 | 600,000 | 1,200,000 | 1,550,000 |
| Pretax income | 1,372,000 | 3,001,000 | 5,195,000 | 7,528,000 |
| Income tax | 441,000 | 950,000 | 1,601,000 | 2,289,000 |
| Net income | 931,000 | 2,051,000 | 3,594,000 | 5,239,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,824,000 | 53,021,000 | 54,578,000 | 56,225,000 |
| Total capital | 55,763,000 | 57,238,000 | 59,534,000 | 61,388,000 |
| Risk-weighted assets | 314,860,000 | 337,195,000 | 396,458,000 | 412,794,000 |