Call reports 2018
US METRO BANK — 2018
What US METRO BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 329,888,000 | 347,378,000 | 370,728,000 | 388,874,000 |
| Total loans | 228,154,000 | 250,837,000 | 262,285,000 | 289,529,000 |
| Allowance for loan losses | 3,419,000 | 3,731,000 | 3,768,000 | 3,898,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 276,822,000 | 293,863,000 | 315,611,000 | 332,797,000 |
| Interest-bearing deposits | 213,709,000 | 227,185,000 | 244,346,000 | 263,734,000 |
| Noninterest-bearing deposits | 63,112,000 | 66,677,000 | 71,265,000 | 69,063,000 |
| Equity capital | 49,959,000 | 50,827,000 | 51,806,000 | 52,826,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,605,000 | 7,935,000 | 12,561,000 | 17,608,000 |
| Interest expense | 604,000 | 1,315,000 | 2,226,000 | 3,406,000 |
| Net interest income | 3,001,000 | 6,620,000 | 10,335,000 | 14,202,000 |
| Noninterest income | 1,691,000 | 2,745,000 | 3,793,000 | 4,851,000 |
| Noninterest expense | 2,889,000 | 5,929,000 | 8,959,000 | 12,271,000 |
| Provision for loan losses | 100,000 | 410,000 | 660,000 | 960,000 |
| Pretax income | 1,703,000 | 3,026,000 | 4,509,000 | 5,822,000 |
| Income tax | 511,000 | 974,000 | 1,487,000 | 1,788,000 |
| Net income | 1,192,000 | 2,052,000 | 3,022,000 | 4,034,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,621,000 | 48,497,000 | 49,492,000 | 50,862,000 |
| Total capital | 50,576,000 | 51,820,000 | 52,932,000 | 54,598,000 |
| Risk-weighted assets | 235,914,000 | 265,261,000 | 274,690,000 | 298,585,000 |