Call reports 2017
US METRO BANK — 2017
What US METRO BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 222,452,000 | 263,781,000 | 280,010,000 | 325,326,000 |
| Total loans | 153,785,000 | 178,184,000 | 207,304,000 | 218,490,000 |
| Allowance for loan losses | 3,301,000 | 3,311,000 | 3,315,000 | 3,317,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,308,000 | 215,322,000 | 231,003,000 | 269,093,000 |
| Interest-bearing deposits | 137,744,000 | 172,728,000 | 184,342,000 | 214,738,000 |
| Noninterest-bearing deposits | 37,564,000 | 42,594,000 | 46,661,000 | 54,355,000 |
| Equity capital | 45,869,000 | 47,003,000 | 48,268,000 | 48,759,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,174,000 | 4,816,000 | 7,848,000 | 11,221,000 |
| Interest expense | 300,000 | 675,000 | 1,137,000 | 1,657,000 |
| Net interest income | 1,874,000 | 4,141,000 | 6,711,000 | 9,564,000 |
| Noninterest income | 1,462,000 | 3,414,000 | 5,262,000 | 7,024,000 |
| Noninterest expense | 2,020,000 | 4,310,000 | 7,141,000 | 9,954,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,316,000 | 3,245,000 | 4,832,000 | 6,634,000 |
| Income tax | -2,952,000 | -2,153,000 | -1,388,000 | -66,000 |
| Net income | 4,268,000 | 5,398,000 | 6,220,000 | 6,700,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,927,000 | 46,061,000 | 47,340,000 | 46,450,000 |
| Total capital | 46,933,000 | 48,422,000 | 50,034,000 | 49,304,000 |
| Risk-weighted assets | 158,974,000 | 187,732,000 | 214,690,000 | 227,334,000 |