Call reports 2026
READLYN SAVINGS BANK, THE — 2026
What READLYN SAVINGS BANK, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 150,323,000 | 148,288,000 |
| Total loans | 99,549,000 | 96,073,000 |
| Allowance for loan losses | 1,346,000 | 1,346,000 |
| Securities available for sale | 34,893,000 | 37,369,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 113,843,000 | 111,572,000 |
| Interest-bearing deposits | 87,744,000 | 87,488,000 |
| Noninterest-bearing deposits | 26,099,000 | 24,084,000 |
| Equity capital | 26,639,000 | 26,947,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,835,000 | 3,613,000 |
| Interest expense | 645,000 | 1,290,000 |
| Net interest income | 1,190,000 | 2,323,000 |
| Noninterest income | 26,000 | 66,000 |
| Noninterest expense | 511,000 | 1,016,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 703,000 | 1,371,000 |
| Income tax | 29,000 | 57,000 |
| Net income | 674,000 | 1,314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 29,548,000 | 29,542,000 |
| Total capital | 30,896,000 | 30,890,000 |
| Risk-weighted assets | 112,394,000 | 110,249,000 |