Call reports 2024
READLYN SAVINGS BANK, THE — 2024
What READLYN SAVINGS BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 140,196,000 | 138,163,000 | 137,368,000 | 141,479,000 |
| Total loans | 107,181,000 | 105,817,000 | 105,136,000 | 105,226,000 |
| Allowance for loan losses | 1,348,000 | 1,348,000 | 1,348,000 | 1,348,000 |
| Securities available for sale | 29,096,000 | 27,489,000 | 26,904,000 | 25,717,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,227,000 | 102,465,000 | 101,140,000 | 105,515,000 |
| Interest-bearing deposits | 82,744,000 | 84,266,000 | 83,682,000 | 84,993,000 |
| Noninterest-bearing deposits | 16,483,000 | 18,199,000 | 17,458,000 | 20,522,000 |
| Equity capital | 23,810,000 | 24,035,000 | 25,027,000 | 24,718,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,745,000 | 3,516,000 | 5,289,000 | 7,088,000 |
| Interest expense | 646,000 | 1,320,000 | 2,006,000 | 2,702,000 |
| Net interest income | 1,099,000 | 2,196,000 | 3,283,000 | 4,386,000 |
| Noninterest income | 29,000 | 62,000 | 93,000 | 119,000 |
| Noninterest expense | 489,000 | 997,000 | 1,495,000 | 2,026,000 |
| Provision for loan losses | 7,000 | 7,000 | 7,000 | 7,000 |
| Pretax income | 632,000 | 1,255,000 | 1,875,000 | 2,473,000 |
| Income tax | 32,000 | 65,000 | 98,000 | 109,000 |
| Net income | 600,000 | 1,190,000 | 1,777,000 | 2,364,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,200,000 | 27,489,000 | 27,777,000 | 28,063,000 |
| Total capital | 28,548,000 | 28,837,000 | 29,125,000 | 29,411,000 |
| Risk-weighted assets | 115,307,000 | 112,823,000 | 110,428,000 | 111,657,000 |