Call reports 2017
READLYN SAVINGS BANK, THE — 2017
What READLYN SAVINGS BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 74,917,000 | 74,463,000 | 71,496,000 | 72,609,000 |
| Total loans | 52,281,000 | 52,714,000 | 51,019,000 | 51,649,000 |
| Allowance for loan losses | 538,000 | 553,000 | 568,000 | 583,000 |
| Securities available for sale | 20,237,000 | 19,608,000 | 18,910,000 | 18,304,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,288,000 | 50,448,000 | 50,437,000 | 52,732,000 |
| Interest-bearing deposits | 43,873,000 | 43,489,000 | 43,690,000 | 44,743,000 |
| Noninterest-bearing deposits | 6,415,000 | 6,959,000 | 6,747,000 | 7,989,000 |
| Equity capital | 9,968,000 | 10,316,000 | 10,471,000 | 10,433,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 771,000 | 1,587,000 | 2,404,000 | 3,205,000 |
| Interest expense | 195,000 | 402,000 | 609,000 | 814,000 |
| Net interest income | 576,000 | 1,185,000 | 1,795,000 | 2,391,000 |
| Noninterest income | 21,000 | 36,000 | 53,000 | 72,000 |
| Noninterest expense | 284,000 | 547,000 | 801,000 | 1,074,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 298,000 | 649,000 | 1,019,000 | 1,346,000 |
| Income tax | 15,000 | 33,000 | 51,000 | 67,000 |
| Net income | 283,000 | 616,000 | 968,000 | 1,279,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,707,000 | 9,890,000 | 10,092,000 | 10,253,000 |
| Total capital | 10,245,000 | 10,443,000 | 10,660,000 | 10,836,000 |
| Risk-weighted assets | 58,628,000 | 58,389,000 | 56,505,000 | 57,165,000 |