Call reports 2014
READLYN SAVINGS BANK, THE — 2014
What READLYN SAVINGS BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 69,473,000 | 69,473,000 | 71,295,000 | 72,637,000 |
| Total loans | 40,335,000 | 39,662,000 | 41,433,000 | 43,227,000 |
| Allowance for loan losses | 408,000 | 408,000 | 418,000 | 418,000 |
| Securities available for sale | 23,447,000 | 24,427,000 | 26,315,000 | 26,873,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,908,000 | 52,642,000 | 54,321,000 | 52,735,000 |
| Interest-bearing deposits | 45,078,000 | 45,622,000 | 45,079,000 | 43,928,000 |
| Noninterest-bearing deposits | 7,830,000 | 7,020,000 | 9,242,000 | 8,807,000 |
| Equity capital | 7,851,000 | 8,326,000 | 8,527,000 | 8,772,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 702,000 | 1,413,000 | 2,150,000 | 2,899,000 |
| Interest expense | 215,000 | 428,000 | 641,000 | 849,000 |
| Net interest income | 487,000 | 985,000 | 1,509,000 | 2,050,000 |
| Noninterest income | 24,000 | 48,000 | 66,000 | 83,000 |
| Noninterest expense | 235,000 | 480,000 | 724,000 | 970,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 10,000 |
| Pretax income | 276,000 | 557,000 | 845,000 | 1,159,000 |
| Income tax | 12,000 | 24,000 | 36,000 | 58,000 |
| Net income | 264,000 | 533,000 | 809,000 | 1,101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,048,000 | 8,167,000 | 8,293,000 | 8,436,000 |
| Total capital | 8,456,000 | 8,575,000 | 8,711,000 | 8,854,000 |
| Risk-weighted assets | 46,256,000 | 46,397,000 | 48,557,000 | 51,000,000 |
Machine access — free, no API key
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