Call reports 2013
READLYN SAVINGS BANK, THE — 2013
What READLYN SAVINGS BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 64,163,000 | 66,578,000 | 67,010,000 | 66,291,000 |
| Total loans | 37,924,000 | 39,447,000 | 40,990,000 | 41,244,000 |
| Allowance for loan losses | 376,000 | 406,000 | 406,000 | 408,000 |
| Securities available for sale | 22,681,000 | 21,252,000 | 23,209,000 | 22,564,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,907,000 | 50,300,000 | 50,697,000 | 48,906,000 |
| Interest-bearing deposits | 40,804,000 | 43,720,000 | 43,377,000 | 41,728,000 |
| Noninterest-bearing deposits | 6,103,000 | 6,580,000 | 7,320,000 | 7,178,000 |
| Equity capital | 8,218,000 | 7,278,000 | 7,455,000 | 7,342,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 705,000 | 1,418,000 | 2,131,000 | 2,863,000 |
| Interest expense | 222,000 | 445,000 | 667,000 | 884,000 |
| Net interest income | 483,000 | 973,000 | 1,464,000 | 1,979,000 |
| Noninterest income | 19,000 | 44,000 | 64,000 | 82,000 |
| Noninterest expense | 226,000 | 456,000 | 684,000 | 927,000 |
| Provision for loan losses | 0 | 30,000 | 30,000 | 38,000 |
| Pretax income | 311,000 | 568,000 | 868,000 | 1,164,000 |
| Income tax | 12,000 | 24,000 | 36,000 | 58,000 |
| Net income | 299,000 | 544,000 | 832,000 | 1,106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,727,000 | 7,772,000 | 7,861,000 | 7,934,000 |
| Total capital | 8,103,000 | 8,178,000 | 8,267,000 | 8,342,000 |
| Risk-weighted assets | 43,427,000 | 45,096,000 | 46,562,000 | 46,902,000 |
Machine access — free, no API key
Every figure shown here about READLYN SAVINGS BANK, THE — 2013 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.