Call reports 2012
READLYN SAVINGS BANK, THE — 2012
What READLYN SAVINGS BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 59,598,000 | 61,227,000 | 61,870,000 | 64,956,000 |
| Total loans | 35,612,000 | 36,154,000 | 37,725,000 | 38,998,000 |
| Allowance for loan losses | 371,000 | 371,000 | 371,000 | 376,000 |
| Securities available for sale | 19,118,000 | 19,075,000 | 20,229,000 | 21,370,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,722,000 | 44,120,000 | 44,813,000 | 47,492,000 |
| Interest-bearing deposits | 37,860,000 | 38,489,000 | 37,926,000 | 39,071,000 |
| Noninterest-bearing deposits | 4,862,000 | 5,631,000 | 6,887,000 | 8,421,000 |
| Equity capital | 7,456,000 | 7,848,000 | 8,121,000 | 8,054,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 706,000 | 1,415,000 | 2,125,000 | 2,844,000 |
| Interest expense | 231,000 | 460,000 | 687,000 | 910,000 |
| Net interest income | 475,000 | 955,000 | 1,438,000 | 1,934,000 |
| Noninterest income | 9,000 | 48,000 | 49,000 | 65,000 |
| Noninterest expense | 200,000 | 426,000 | 623,000 | 836,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 298,000 | 616,000 | 924,000 | 1,248,000 |
| Income tax | 12,000 | 24,000 | 36,000 | 62,000 |
| Net income | 286,000 | 592,000 | 888,000 | 1,186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,028,000 | 7,235,000 | 7,430,000 | 7,428,000 |
| Total capital | 7,399,000 | 7,606,000 | 7,801,000 | 7,804,000 |
| Risk-weighted assets | 41,459,000 | 41,884,000 | 42,981,000 | 45,216,000 |
Machine access — free, no API key
Every figure shown here about READLYN SAVINGS BANK, THE — 2012 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.