Call reports 2010
READLYN SAVINGS BANK, THE — 2010
What READLYN SAVINGS BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 49,035,000 | 51,603,000 | 52,126,000 | 52,878,000 |
| Total loans | 32,825,000 | 34,151,000 | 35,157,000 | 35,290,000 |
| Allowance for loan losses | 315,000 | 325,000 | 340,000 | 340,000 |
| Securities available for sale | 12,672,000 | 12,170,000 | 13,787,000 | 14,991,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,544,000 | 35,453,000 | 35,443,000 | 36,688,000 |
| Interest-bearing deposits | 29,626,000 | 31,139,000 | 31,074,000 | 32,047,000 |
| Noninterest-bearing deposits | 3,918,000 | 4,314,000 | 4,369,000 | 4,641,000 |
| Equity capital | 6,255,000 | 6,440,000 | 6,636,000 | 6,223,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 643,000 | 1,315,000 | 2,016,000 | 2,730,000 |
| Interest expense | 248,000 | 502,000 | 757,000 | 1,003,000 |
| Net interest income | 395,000 | 813,000 | 1,259,000 | 1,727,000 |
| Noninterest income | 19,000 | 43,000 | -28,000 | -17,000 |
| Noninterest expense | 193,000 | 388,000 | 581,000 | 779,000 |
| Provision for loan losses | 30,000 | 40,000 | 55,000 | 55,000 |
| Pretax income | 199,000 | 446,000 | 616,000 | 898,000 |
| Income tax | 8,000 | 17,000 | 26,000 | 45,000 |
| Net income | 191,000 | 429,000 | 590,000 | 853,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,211,000 | 6,300,000 | 6,360,000 | 6,473,000 |
| Total capital | 6,526,000 | 6,625,000 | 6,700,000 | 6,813,000 |
| Risk-weighted assets | 34,698,000 | 36,842,000 | 38,699,000 | 39,574,000 |
Machine access — free, no API key
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