Call reports 2015
ALTURA STATE BANK — 2015
What ALTURA STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 48,266,000 | 48,163,000 | 47,592,000 | 48,330,000 |
| Total loans | 29,271,000 | 29,588,000 | 29,705,000 | 29,645,000 |
| Allowance for loan losses | 240,000 | 240,000 | 240,000 | 240,000 |
| Securities available for sale | 8,488,000 | 8,868,000 | 8,865,000 | 8,387,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,117,000 | 40,355,000 | 39,623,000 | 40,210,000 |
| Interest-bearing deposits | 33,916,000 | 33,596,000 | 32,975,000 | 32,514,000 |
| Noninterest-bearing deposits | 6,201,000 | 6,759,000 | 6,648,000 | 7,696,000 |
| Equity capital | 7,592,000 | 7,241,000 | 7,399,000 | 7,600,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 431,000 | 864,000 | 1,307,000 | 1,748,000 |
| Interest expense | 51,000 | 101,000 | 146,000 | 186,000 |
| Net interest income | 380,000 | 763,000 | 1,161,000 | 1,562,000 |
| Noninterest income | 38,000 | 78,000 | 115,000 | 150,000 |
| Noninterest expense | 217,000 | 430,000 | 658,000 | 885,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 201,000 | 411,000 | 618,000 | 827,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 201,000 | 411,000 | 618,000 | 827,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,549,000 | 7,258,000 | 7,382,000 | 7,592,000 |
| Total capital | 7,789,000 | 7,498,000 | 7,622,000 | 7,832,000 |
| Risk-weighted assets | 32,890,000 | 32,698,000 | 33,727,000 | 34,123,000 |